How to Close Flipkart Pay Later: A Step-by-Step Guide [2023]

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How to close Flipkart Pay Later: Are you using Flipkart Pay Later and wondering how to close it? Maybe you’ve found another payment method you prefer, or you simply want to discontinue this service. Whatever the reason, we’ve got you covered. In this guide, we’ll walk you through the process of closing your Flipkart Pay Later account, step by step.

Flipkart Pay Later is only available to those users who have already applied for this service. If this option is not showing up on you’re profile, it means you haven’t applied for it. So, if you want to get the benefits of pay later, then go to your account and check for availability.

The pay-later service allows users to purchase products and pay them later, and after one month, when a bill is generated, they pay for those amounts.

Why close your Flipkart Pay Later account?

Before we dive into the steps, let’s understand why you might want to close your Flipkart Pay Later account:

  1. Changing Preferences: You may have initially opted for Flipkart Pay Later, but now you prefer a different payment method.
  2. Financial Management: You might be looking to streamline your financial accounts or simplify your payment options.
  3. Privacy Concerns: Concerned about data security? Closing your Flipkart Pay Later account can provide peace of mind.

Now, let’s get started with the process of how to close Flipkart Pay Later.

How to Close Flipkart Pay Later Account Permanently

Follow these steps to close your Flipkart Pay Later account:

Step 1: Log In

  • Open the Flipkart app on your mobile device or visit the Flipkart website.
  • Log in to your Flipkart account using your registered email ID and password.

Step 2: Check Your Account Status

  • Once logged in, navigate to the “My Account” section. You can usually find this by tapping on your profile picture or name.
  • Look for “Flipkart Pay Later“.
  • If the Flipkart Pay Later option is showing, it means you’ve activated this service.
  • Before closing your Flipkart Pay Later, make sure to clear all outstanding dues.

Step 3: Go to Help Center

  • Inside your Flipkart account, you should see an option help center to contact Flipkart customer service. This might be available at the top of your screen. Click on it.
flipkart help center
Flipkart help center

Step 4: Request for Call Back

  • When you open the chat box, you’ll see multiple options. You’ve selected the Payment option; again, tap on Flipkart Pay Later, and then you can get a call-back option; just tap on it and wait for a Flipkart executive call.
Request for Call Back
Request for Call Back

Step 5: Give request for Close Pay Later Permanently

  • After a request for a call back, you’ll get a call from the Flipkart customer support team within 5 to 7 minutes. Talk with them politely and tell them to close their Flipkart Pay Later IDFC bank account permanently instead of pausing or temporarily disabling it.
  • If the customer executive asks the reason for closing, then you can answer them as per your choice or reason.

Step 6: Check confirmation email or SMS

  • Don’t forget to check your confirmation email or SMS once the Flipkart executive accepts your closing request. On that confirmation, you will receive your complaint number and resolution time.

This is the process for permanently closing a Flipkart Pay Later account by contacting customer service.

Close Flipkart Pay Later by Sending an Email

If you don’t have time to talk with Flipkart customer service, you’ve got other options to close your payment later. For that, you’ve got to send an email to Flipkart at and request to close your Flipkart Pay Later permanently.

Here is a sample email; just copy, paste, and enter the required information.

Subject: Request to Close Flipkart Pay Later Account

Dear Flipkart Support Team,

I hope this message finds you well. I am writing to request the closure of my Flipkart Pay Later account associated with the email address [Your Registered Email Address], and this is my registered mobile number [Your Mobile Number]

I have thoroughly reviewed my financial preferences and have decided to discontinue the Flipkart Pay Later service. I kindly request your assistance in closing this account and ensuring that no further transactions are made under this payment method.

Please let me know if there are any specific steps or information required from my end to facilitate this process. I appreciate your prompt attention to this matter and look forward to your confirmation once the account closure is complete.

Thank you for your assistance.

Sincerely, [Your Name]

Once you’ve sent them an email, a Flipkart representative will take the initiative to respond either via email or by giving you a call on your registered phone number. It’s important to note that while sending an email is one way to get in touch with them, it doesn’t guarantee an immediate reply or the closure of your account.

If you’re looking for instructions on how to close Flipkart Pay Later, it’s advisable to prioritize the first method by reaching out to the help center for assistance.

Keep in your mind before closing Flipkart Pay later account

  • For a smooth account closure process, it’s essential to settle any remaining dues on your Flipkart Pay Later account before proceeding with the closing pay-later account.
  • Within approximately 2–3 weeks of initiating the account closure request, you should receive a No Objection Certificate (NOC) from your Flipkart Pay Later financing provider, which is IDFC First Bank. In case you do not receive this certificate within the expected timeframe, we recommend reaching out to the Flipkart customer service team for assistance.
  • Please be aware that closing your Flipkart Pay Later account is a permanent action. Once it’s closed, you won’t have the option to reapply for the Flipkart Pay Later service.


I hope this article helped you permanently close your Flipkart Pay Later account. If you’ve got any questions, don’t hesitate to ask them in the comment section. If you liked this article on How to Close Flipkart Pay Later, then don’t forget to share it. Revisit our site to read more useful articles.

How to close Flipkart Pay Later FAQ

What happens to my pending payments when I close my Flipkart Pay Later account?

You will need to settle any outstanding dues on your Flipkart Pay Later account before closing it. Once the account is closed, you won’t be able to make any further payments through this method.

What should I do if I don’t receive the NOC within the expected timeframe?

If you don’t receive the NOC within the estimated 2-3-week period, we recommend reaching out to Flipkart’s customer service team for assistance.

Can I reopen my Flipkart Pay Later account after closing it?

No, closing your Flipkart Pay Later account is typically a permanent action, and you may not have the option to reopen it. If you wish to use the service again, you may need to reapply.

Will I lose access to my Flipkart account when I close Flipkart Pay Later?

No, closing your Flipkart Pay Later account does not affect your regular Flipkart account. You can continue shopping on Flipkart using other payment methods.

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