A couple big changes are coming to Social Security in 2023

Nearly 90% retirees depend on Social Security.

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And more than half say that their monthly Social Security benefit is a major source income.

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Changes to the program could have a major impact on the financial health of millions of Americans.

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Therefore, it is crucial that retirees (and future retirees!) stay informed.

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This year's rampant inflation has caused a lot of damage to Americans, with the worst effects being felt at grocery stores and gas stations.

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According to the U.S. Labor Department, food and energy prices have risen 10.9% and 32.9% respectively over the past 12 months.

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In 2023, retirees will likely see a massive cost-of-living adjustment (COLA) in 2023.

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According to The Senior Citizens League, benefits could rise 9.3% to 10.1% next fiscal year.

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This is the highest COLA since 1981.

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This means that the average monthly benefit for retired workers could rise by as much as $168.

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You can receive Social Security retirement benefits even if you are still working .

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You will get your full benefit regardless how much you earn if you reach full retirement age.

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However, you will not receive your full benefit if you claim benefits before your FRA.

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